ERP-native payments that improve cash flow fast.
Any gateway, any ERP. Automated AR/AP, invoice-level reconciliation, Level 2/3 fee optimization, and upgrade-safe customization—all with an AI copilot that accelerates implementation.
Trusted by leading B2B enterprises
Payments should accelerate cash flow—not create more back office work.
Most payment solutions operate independently from your ERP. The result: reconciliation chaos, posting gaps, and fee waste that accumulates invisibly.
- Manual invoice follow-up emails
- No self-service payment options
- High DSO, slow cash conversion
- Automated AR dunning workflows
- Customer portal with invoice detail
- Pay-now links reduce DSO 20–30%
Everything payments—built for ERP operations.
PaymentHub covers every payment workflow your AR, AP, and finance teams need—connected to your ERP from day one.
Customer Payment Portal
Self-service portal for invoice viewing, online payment, partial payments, and statement access—ERP-aware.
Headless Payment APIs
Integrate payment capture anywhere in your workflow using REST APIs that post directly to your ERP.
Gateway Orchestration
Route transactions across multiple gateways based on cost, method, and volume rules—no code changes.
Automated Reconciliation
Invoice-level matching at transaction time. Payments post to your GL automatically—no CSV exports.
Level 2/3 Fee Optimization
Fee SavingsAutomatically enrich B2B card transactions with L2/L3 data to qualify for lower interchange rates.
ACH Enablement
Accept ACH payments with full ERP posting, same-day ACH support, and NACHA compliance built in.
Upgrade-Safe Posting Hooks
Custom posting logic lives in isolated hooks—not ERP core files—so upgrades never break payments.
AI Copilot for Payments
Accelerate implementation with AI-assisted ERP mapping, routing policy suggestions, and exception triage.
Multi-Entity, Multi-Currency
Consolidated reporting and payment routing across legal entities, currencies, and ERP instances.
Get a tailored walkthrough of the features relevant to your ERP and payment stack.
From blueprint to optimized payments in weeks—not months.
A structured implementation path means you go live fast and improve continuously—with no disruption to your ERP.
Blueprint + Audit
Map your ERP, gateways, payment methods, and current pain points. Identify fee savings opportunities, reconciliation gaps, and automation potential before a single line of config is written.
- ERP posting gap analysis
- Gateway fee benchmark
- AR/AP workflow mapping
- Implementation roadmap
Connect ERP + Gateways
Configure ERP posting rules, connect payment sources, and set routing policies. Our AI copilot generates field mappings and validates edge cases—dramatically accelerating go-live.
- ERP connector setup
- Gateway credentials & routing
- AI-assisted field mapping
- Test transaction validation
Configure Policies
Set up fee policies, surcharge rules, approval workflows, and reconciliation patterns. Customize posting behavior with upgrade-safe hooks that survive ERP version changes.
- Surcharge & fee rules
- Payment approval workflows
- Reconciliation match criteria
- Custom posting hooks
Launch + Optimize
Go live with automated posting and reconciliation. Continuously optimize gateway routing, fee reduction, and collections performance with real-time data from every transaction.
- Automated AR/AP posting live
- Real-time reconciliation active
- Level 2/3 enrichment running
- Ongoing fee optimization
Complex deployment? Our engineers go on-site.
For multi-entity cutovers, custom posting logic, or production hardening, Clarity's Forward-Deployed Engineers work directly alongside your team—on-site or remote—until you're live and optimized.
Works with any ERP—native posting to your general ledger.
PaymentHub connects directly to your ERP's GL, AR, and AP modules. Payments post at transaction time—no reconciliation drift, no overnight batch delays.
ERP-native posting, not sync-first.
Payments post directly to your ERP's GL at transaction time—eliminating reconciliation drift. Unlike middleware-first approaches that sync data after the fact, PaymentHub executes posting logic as part of the transaction itself, so your ERP is always the source of truth.
Any gateway, any processor. Route for optimization.
Connect multiple payment processors and route transactions based on cost, method, volume, and B2B card type—without touching your ERP code.
Developer-first gateway with strong API, recurring billing, and ACH debit support.
PayPal ecosystem gateway with card, ACH, and PayPal wallet support for B2B.
Reliable mid-market gateway with strong AR integration history.
B2B specialist gateway with excellent Level 2/3 card data enrichment for interchange optimization.
High-volume enterprise gateway with global acquiring and multi-currency support.
Global payment platform with strong international acquiring and unified commerce.
Dedicated ACH network processor with same-day ACH and NACHA file compliance.
Commercial card specialist—fleet, corporate card, and B2B card Level 2/3 optimization.
Enterprise gateway with strong bank-backed reliability and corporate card support.
Multi-currency acquiring with strong European and North American coverage.
Swap or add processors any time—without disrupting ERP posting.
PaymentHub's routing layer sits between your payment methods and your ERP. Add a new gateway, change processors, or run A/B routing for cost optimization—all without modifying ERP posting workflows or risking transaction continuity.
Payment security that finance and IT teams trust.
PCI-aligned architecture, role-based access, immutable audit logs, and extension sandboxing—all built in, not bolted on.
PCI-Aligned Architecture
Scope minimization by design—cardholder data never touches your ERP servers. Tokenization and vault management handled at the gateway level with PaymentHub as the secure orchestration layer.
Role-Based Access Control
Separate permission sets for AR teams, AP teams, controllers, and executives. Users see only the payment data relevant to their role—no over-privileged access to sensitive payment records.
Audit Logging
Immutable event trail for every payment capture, GL posting decision, reconciliation match, exception override, and configuration change. Drill down to any transaction in seconds.
Secure API Authentication
OAuth 2.0 with scoped API tokens, automatic token rotation, and mutual TLS for ERP-side connections. Every integration authenticated and every credential rotatable without service disruption.
Extension Sandboxing
Custom posting hooks run in an isolated execution environment—failures in extension code cannot corrupt ERP data or block transaction processing. Extension errors are caught, logged, and retried safely.
Pricing that scales with your payment volume.
Start with the workflows that deliver immediate ROI—add capabilities as your payment operations mature.
Growth
For small AR/AP teams getting started with payment automation.
- Up to 500 transactions/month
- Customer Payment Portal
- AR automation & collections
- Invoice-level reconciliation
- 1 payment gateway
- Standard ERP posting connector
- Email support
Professional
The complete platform for mid-market payment operations teams.
- Up to 5,000 transactions/month
- Everything in Growth
- AP payment automation
- Level 2/3 fee optimization
- Surcharge & fee policy engine
- Multi-gateway routing
- Full AI copilot for payments
- Priority support + onboarding
Enterprise
For complex multi-entity payment environments at scale.
- Unlimited transactions
- Everything in Professional
- Multi-entity payment routing
- Custom posting hook development
- Consolidated cross-entity reporting
- Forward-Deployed Engineering
- Dedicated SLA & escalation path
All plans include a payments blueprint session. No setup fees.
An ecosystem built for payment operations.
From gateway partners to ERP implementers and finance consultants—PaymentHub powers a growing ecosystem of payment operations specialists.
Payment Processors
Gateway and ACH network partners for routing optimization and fee reduction. Our processor partners have deep B2B card expertise and Level 2/3 data programs.
- Gateway integrations
- L2/L3 data programs
- Volume routing deals
ERP Implementers
Deep ERP expertise for Epicor, Sage, SAP, Dynamics, and Oracle posting workflows. ERP implementation partners extend PaymentHub to every customer they serve.
- Epicor, Sage, SAP specialists
- GL mapping expertise
- Multi-entity deployments
Finance Operations Consultants
AR/AP optimization, collections strategy, fee analysis, and DSO improvement specialists who leverage PaymentHub as the operational layer for finance transformation.
- AR/AP process redesign
- Fee benchmark audits
- DSO improvement programs
Forward-Deployed Engineers
Complex multi-entity cutovers, custom posting logic, and production hardening. FDE partners go on-site to ensure live deployments are fully optimized and resilient.
- On-site implementation
- Custom hook development
- Production hardening
Frequently asked questions
Everything your finance and IT teams need to know before evaluating PaymentHub.
Most deployments go live within 4–8 weeks for standard ERP configurations. The timeline depends on ERP complexity, number of gateways, and customization scope. Our Blueprint session maps your exact path and gives you a detailed timeline before any implementation begins. Multi-entity or complex posting requirements may extend this, and our Forward-Deployed Engineering team is available for accelerated delivery.
PaymentHub supports native posting to Epicor P21, Epicor Eagle, Epicor Eclipse, Sage 100, Sage 300, Sage X3, Infor CloudSuite, Microsoft Dynamics 365 Business Central, Dynamics 365 Finance & Operations, Oracle NetSuite, SAP Business One, Acumatica, and Odoo. We're continuously adding ERP patterns. If your ERP isn't listed, contact us—most mid-market ERP systems can be supported through our API connector framework.
PaymentHub supports Stripe, Braintree/PayPal, Authorize.Net, Heartland (B2B + Level 2/3), Worldpay, Adyen, ACH.com/NACHA, WEX (commercial card), Chase Paymentech, and Elavon, with more being added continuously. Our gateway-agnostic architecture means you can run multiple gateways simultaneously and route transactions based on cost, payment method, or volume—without any changes to your ERP posting workflow.
When a payment is captured, PaymentHub matches it to the specific invoice(s) in your ERP at transaction time—not overnight, not via CSV export. The match is confirmed, the AR record is updated, and a GL posting is executed immediately. This eliminates the traditional 'capture now, post later' gap that causes reconciliation drift. Exceptions (partial payments, over-payments, unmatched transactions) are logged and surfaced in a real-time exceptions queue for AR team review.
Level 2 and Level 3 interchange refers to enhanced data categories that commercial and purchasing cards require to qualify for lower interchange rates. Level 2 adds tax amount and customer reference; Level 3 adds line-item detail. Most B2B businesses paying card fees at 'Level 1' rates are leaving significant savings on the table. PaymentHub automatically enriches B2B card transactions with L2/L3 data at capture time, qualifying eligible transactions for lower interchange rates without any manual work by your team.
Traditional ERP payment customizations are implemented as overrides to ERP core files or direct database modifications. When the ERP vendor releases an upgrade, these customizations either break or require expensive re-testing. PaymentHub implements all posting customizations as isolated 'hooks'—code that runs outside your ERP core and interfaces with the ERP only through supported API surfaces. This means ERP upgrades proceed normally, and posting logic is independently versioned, testable, and maintainable.
On the AR side: customer payment portal, online invoice payment, partial payment application, payment plan management, automated dunning, and cash application to open invoices. On the AP side: vendor payment scheduling, ACH payment execution with NACHA compliance, approval workflows by amount or vendor, and ERP payment journal posting. Both AR and AP workflows support multi-entity, multi-currency, and role-based access control for AR teams, AP teams, controllers, and executives.
PaymentHub supports multi-entity configurations where each legal entity has its own ERP instance, gateway credentials, and posting rules—while sharing a single administrative console for routing policies and reporting. Consolidated reports aggregate payment data, reconciliation status, and fee metrics across all entities. Inter-entity payment flows (e.g., subsidiaries paying the parent entity) can be configured with dedicated routing rules and GL allocations.
Still have questions? Talk to our team.
Improve cash flow and eliminate reconciliation chaos—starting now.
Get a payments blueprint tailored to your ERP, gateways, and AR/AP workflows. No commitment required.