Gateway
Adyen
Payment Layer
PaymentHub
PaymentHub's Adyen integration connects Adyen's enterprise-grade global payment platform to your ERP's general ledger.
Global routing — Adyen's local acquiring in 40+ countries routes to the optimal acquirer automatically
Multi-merchant-account routing — separate Adyen merchant accounts per entity, region, or business unit
Currency-based routing — Adyen for multi-currency international, domestic gateway for USD-only traffic
Method-based routing — Adyen for local payment methods (iDEAL, SEPA, Bancontact), separate gateway for US card/ACH
Risk-based routing — Adyen RevenueProtect scores route high-risk transactions to Adyen while low-risk routes to lower-cost processors
PaymentHub automatically enriches transactions through Adyen with Level 2 and Level 3 line-item data, qualifying B2B card transactions for lower interchange rates. Most merchants save 30-60 basis points per transaction.
Adyen's interchange++ pricing model provides full transparency into interchange costs, scheme fees, and Adyen markup. PaymentHub leverages this transparency for precise fee optimization — submitting Level 2/3 data for interchange reduction, identifying local acquiring opportunities that reduce cross-border fees, and recommending payment method preferences that lower total processing costs. For international B2B operations, Adyen's local acquiring can reduce cross-border interchange by 0.5-1.5% compared to processing through a US-based acquirer. PaymentHub's fee copilot analyzes Adyen settlement data to identify optimization opportunities specific to your transaction geography and payment method mix.
Create or connect Adyen merchant account(s) to PaymentHub with API key authentication and required permission roles
Configure Adyen webhook endpoints for payment notifications (AUTHORISATION, CAPTURE, REFUND, SETTLEMENT) with HMAC signature verification
Set up merchant account structure — single account or multi-account by entity/region/business unit
Enable desired payment methods per merchant account and configure currency acceptance rules
Configure Level 2/3 data transmission for B2B card transactions and local payment method-specific data requirements
Define routing rules for international vs. domestic traffic, and map Adyen settlement reports to ERP posting templates
PCI DSS Level 1 compliance — Adyen's single-platform architecture means all payment data stays within Adyen's certified environment
Adyen RevenueProtect for machine-learning-based fraud detection with customizable risk rules
HMAC signature verification on all webhook notifications for tamper-proof event processing
TLS 1.3 encryption for API communication; Adyen-managed encryption at rest with HSM key management
Get a personalized routing analysis that shows how PaymentHub orchestrates transactions across your gateways for maximum savings.
Worldpay
Process high-volume B2B card and ACH transactions through Worldpay's enterprise processing infrastructure while PaymentHub automates GL posting, Level 2/3 data capture, and settlement reconciliation.
Stripe
Route payments through Stripe for card, ACH, and wire processing while PaymentHub handles invoice matching, GL posting, and reconciliation directly in your ERP.
Braintree
Process card, PayPal, Venmo, and ACH payments through Braintree while PaymentHub automates invoice matching, GL posting, and multi-method reconciliation in your ERP.
Our Payments Blueprint call includes a live routing analysis and delivers a custom gateway orchestration plan for your payment stack.