Gateway
Chase Paymentech
Payment Layer
PaymentHub
PaymentHub's Chase Paymentech integration connects Chase's enterprise payment processing infrastructure to your ERP with automated posting and invoice-level reconciliation.
Route enterprise-volume card transactions to Chase Paymentech for bank-backed reliability and rate optimization
Entity-based routing — primary entities through Chase, secondary entities through alternative gateways
Failover routing — automatic fallback if Chase processing is interrupted
Amount-based routing — high-value transactions to Chase for enterprise rate tiers
Method-based routing — card through Chase, ACH through dedicated ACH provider
PaymentHub automatically enriches transactions through Chase Paymentech with Level 2 and Level 3 line-item data, qualifying B2B card transactions for lower interchange rates. Most merchants save 30-60 basis points per transaction.
Chase Paymentech offers competitive interchange rates for enterprise merchants with significant volume. PaymentHub captures and transmits Level 2/3 data on qualifying B2B transactions for interchange cost reduction. Chase's direct bank settlement model provides faster cash availability compared to non-bank processors. PaymentHub's fee analysis copilot monitors Chase statement data to identify optimization opportunities and benchmark rates against market.
Establish Chase Paymentech merchant account through JPMorgan Chase commercial banking or connect existing credentials
Configure Chase API credentials in PaymentHub gateway settings with test/production environments
Set up settlement file ingestion for Chase daily settlement and funding reports
Configure Level 2/3 data capture rules for B2B card transactions — map ERP fields to Chase enhanced data fields
Define routing rules — which entities, amounts, or card types process through Chase vs. other gateways
Execute end-to-end test transactions, verifying Chase settlement and ERP posting accuracy
PCI DSS Level 1 certified — Chase Paymentech is a Visa and Mastercard direct member
Chase SafetechSM encryption and tokenization for cardholder data protection
TLS 1.2+ encryption for all API communication between PaymentHub and Chase
Bank-level fraud detection and monitoring backed by JPMorgan Chase security infrastructure
Get a personalized routing analysis that shows how PaymentHub orchestrates transactions across your gateways for maximum savings.
Worldpay
Process high-volume B2B card and ACH transactions through Worldpay's enterprise processing infrastructure while PaymentHub automates GL posting, Level 2/3 data capture, and settlement reconciliation.
Elavon
Process domestic and international payments through Elavon while PaymentHub handles multi-currency invoice matching, GL posting, and cross-border settlement reconciliation in your ERP.
Heartland (Global Payments)
Route B2B card transactions through Heartland for Level 2/3 interchange optimization while PaymentHub handles invoice matching, GL posting, and automated reconciliation in your ERP.
Our Payments Blueprint call includes a live routing analysis and delivers a custom gateway orchestration plan for your payment stack.