PaymentHub

Gateway

Chase Paymentech

+

Payment Layer

PaymentHub

PaymentHub + Chase Paymentech: Process payments through Chase Paymentech's enterprise bank-backed infrastructure while PaymentHub automates invoice matching, GL posting, and settlement reconciliation in your ERP.

PaymentHub's Chase Paymentech integration connects Chase's enterprise payment processing infrastructure to your ERP with automated posting and invoice-level reconciliation.

Supported Payment Methods

VisaMastercardAmerican ExpressDiscoverCorporate CardsPurchasing CardsJCBACH/eCheck

Routing Rules & Orchestration

Route enterprise-volume card transactions to Chase Paymentech for bank-backed reliability and rate optimization

Entity-based routing — primary entities through Chase, secondary entities through alternative gateways

Failover routing — automatic fallback if Chase processing is interrupted

Amount-based routing — high-value transactions to Chase for enterprise rate tiers

Method-based routing — card through Chase, ACH through dedicated ACH provider

Fee Optimization

Level 2/3 Data Enrichment Supported

PaymentHub automatically enriches transactions through Chase Paymentech with Level 2 and Level 3 line-item data, qualifying B2B card transactions for lower interchange rates. Most merchants save 30-60 basis points per transaction.

Chase Paymentech offers competitive interchange rates for enterprise merchants with significant volume. PaymentHub captures and transmits Level 2/3 data on qualifying B2B transactions for interchange cost reduction. Chase's direct bank settlement model provides faster cash availability compared to non-bank processors. PaymentHub's fee analysis copilot monitors Chase statement data to identify optimization opportunities and benchmark rates against market.

Gateway Setup

1

Establish Chase Paymentech merchant account through JPMorgan Chase commercial banking or connect existing credentials

2

Configure Chase API credentials in PaymentHub gateway settings with test/production environments

3

Set up settlement file ingestion for Chase daily settlement and funding reports

4

Configure Level 2/3 data capture rules for B2B card transactions — map ERP fields to Chase enhanced data fields

5

Define routing rules — which entities, amounts, or card types process through Chase vs. other gateways

6

Execute end-to-end test transactions, verifying Chase settlement and ERP posting accuracy

Security & Compliance

  • PCI DSS Level 1 certified — Chase Paymentech is a Visa and Mastercard direct member

  • Chase SafetechSM encryption and tokenization for cardholder data protection

  • TLS 1.2+ encryption for all API communication between PaymentHub and Chase

  • Bank-level fraud detection and monitoring backed by JPMorgan Chase security infrastructure

Ready to add Chase Paymentech to your payment stack?

Get a personalized routing analysis that shows how PaymentHub orchestrates transactions across your gateways for maximum savings.

Frequently Asked Questions -- Chase Paymentech

Optimize every transaction across every gateway.

Our Payments Blueprint call includes a live routing analysis and delivers a custom gateway orchestration plan for your payment stack.