PaymentHub

Gateway

Worldpay

+

Payment Layer

PaymentHub

PaymentHub + Worldpay: Process high-volume B2B card and ACH transactions through Worldpay's enterprise processing infrastructure while PaymentHub automates GL posting, Level 2/3 data capture, and settlement reconciliation.

PaymentHub's Worldpay integration connects one of the world's largest payment processors to your ERP's general ledger with automated posting and reconciliation.

Supported Payment Methods

VisaMastercardAmerican ExpressDiscoverJCBDiners ClubACH/eCheckApple PayGoogle Pay

Routing Rules & Orchestration

Enterprise primary processor — route all card volume through Worldpay for maximum volume-based rate optimization

High-value transaction routing — Worldpay for large B2B transactions where negotiated enterprise rates apply

Card-present routing — Worldpay for terminal and POS transactions with integrated device management

Failover configuration — secondary gateway activates if Worldpay experiences processing interruptions

Volume-tier optimization — consolidate volume through Worldpay to reach higher processing tier rates

Fee Optimization

Level 2/3 Data Enrichment Supported

PaymentHub automatically enriches transactions through Worldpay with Level 2 and Level 3 line-item data, qualifying B2B card transactions for lower interchange rates. Most merchants save 30-60 basis points per transaction.

Worldpay provides comprehensive Level 2/3 data support with dedicated B2B processing programs for commercial cards, purchasing cards, and government cards. PaymentHub captures and transmits full Level 3 line-item detail — commodity codes, product descriptions, unit costs, quantities, and tax amounts — on every qualifying transaction. Worldpay's interchange-plus pricing makes the savings from Level 2/3 qualification immediately visible on settlement statements. For organizations processing significant purchasing card volume, Level 3 data submission through PaymentHub typically reduces interchange costs by 0.50-1.00% per transaction. The fee copilot also identifies opportunities for rate renegotiation based on volume trends and transaction profile changes.

Gateway Setup

1

Establish Worldpay merchant account with PaymentHub as the integration endpoint, or connect existing Worldpay credentials

2

Configure Worldpay API credentials and merchant identifiers in PaymentHub gateway settings

3

Set up settlement file delivery — Worldpay batch settlement reports for daily reconciliation processing

4

Configure Level 2/3 data capture and transmission rules with ERP invoice field mapping for purchasing card optimization

5

Define routing rules for Worldpay as primary processor with failover gateway configuration

6

Execute test transactions across card types (commercial, purchasing, consumer) and ACH, verifying ERP posting for each

Security & Compliance

  • PCI DSS Level 1 compliance with Worldpay tokenization vault for secure credential storage

  • Point-to-point encryption (P2PE) for card-present transactions with Worldpay-certified terminal devices

  • TLS 1.2+ encryption for all API and batch communication with Worldpay endpoints

  • Worldpay fraud screening including velocity controls, AVS/CVV verification, and 3D Secure support

Ready to add Worldpay to your payment stack?

Get a personalized routing analysis that shows how PaymentHub orchestrates transactions across your gateways for maximum savings.

Frequently Asked Questions -- Worldpay

Optimize every transaction across every gateway.

Our Payments Blueprint call includes a live routing analysis and delivers a custom gateway orchestration plan for your payment stack.