PaymentHub

Gateway

Braintree

+

Payment Layer

PaymentHub

PaymentHub + Braintree: Process card, PayPal, Venmo, and ACH payments through Braintree while PaymentHub automates invoice matching, GL posting, and multi-method reconciliation in your ERP.

PaymentHub's Braintree integration connects Braintree's full-stack payment platform — including native PayPal and Venmo support — to your ERP's general ledger.

Supported Payment Methods

VisaMastercardAmerican ExpressDiscoverPayPalVenmoACH Direct DebitApple PayGoogle Pay

Routing Rules & Orchestration

Route PayPal and Venmo transactions exclusively through Braintree while sending card traffic to a different processor

Entity-based routing — Braintree for entities offering PayPal, alternative gateways for card-only entities

Method-based split — Braintree for all digital wallet transactions, dedicated ACH provider for bank payments

Failover support — automatic rerouting to backup processor if Braintree experiences downtime

Geographic routing — Braintree for domestic transactions, regional processors for international markets

Fee Optimization

Level 2/3 Data Enrichment Supported

PaymentHub automatically enriches transactions through Braintree with Level 2 and Level 3 line-item data, qualifying B2B card transactions for lower interchange rates. Most merchants save 30-60 basis points per transaction.

PaymentHub transmits Level 2/3 data on qualifying B2B card transactions through Braintree for interchange optimization. Additionally, PaymentHub identifies opportunities to shift transaction volume from card to PayPal or ACH where fee structures are more favorable. The fee analysis copilot compares Braintree's blended card rates against other processors to identify cost-saving routing opportunities. For organizations with significant PayPal volume, PaymentHub tracks PayPal transaction fees separately and includes them in the unified fee optimization analysis.

Gateway Setup

1

Create or connect existing Braintree account with PaymentHub via API credentials (merchant ID, public key, private key)

2

Configure Braintree webhook notifications in PaymentHub for transaction status events and settlement reporting

3

Enable desired payment methods in Braintree merchant configuration — card, PayPal, Venmo, ACH

4

Set up Level 2/3 data transmission rules for qualifying B2B card transactions

5

Configure routing rules for PayPal/Venmo traffic through Braintree and define card/ACH routing preferences

6

Execute test transactions across all enabled payment methods and verify ERP posting for each

Security & Compliance

  • PCI DSS Level 1 compliance — Braintree vault handles tokenization and card storage

  • Braintree Drop-in UI or Hosted Fields for client-side card capture without PCI scope expansion

  • TLS 1.2+ for all Braintree API communication; tokenized payment method references stored in PaymentHub

  • Braintree fraud protection tools including device data collection and risk assessment scoring

Ready to add Braintree to your payment stack?

Get a personalized routing analysis that shows how PaymentHub orchestrates transactions across your gateways for maximum savings.

Frequently Asked Questions -- Braintree

Optimize every transaction across every gateway.

Our Payments Blueprint call includes a live routing analysis and delivers a custom gateway orchestration plan for your payment stack.