Gateway
Heartland (Global Payments)
Payment Layer
PaymentHub
PaymentHub + Heartland (Global Payments): Route B2B card transactions through Heartland for Level 2/3 interchange optimization while PaymentHub handles invoice matching, GL posting, and automated reconciliation in your ERP.
PaymentHub's Heartland integration connects Heartland's B2B-optimized payment processing to your ERP with automated posting and invoice-level reconciliation.
Supported Payment Methods
Routing Rules & Orchestration
Route B2B card transactions to Heartland for Level 2/3 optimization while consumer cards route elsewhere
Amount-based routing — high-value B2B transactions to Heartland for best interchange rates
Card type routing — purchasing cards and corporate cards to Heartland, standard cards to alternative gateway
Entity-based routing — specific business entities use Heartland based on negotiated rates
Failover routing — automatic fallback to secondary gateway if Heartland is unavailable
Fee Optimization
Level 2/3 Data Enrichment Supported
PaymentHub automatically enriches transactions through Heartland (Global Payments) with Level 2 and Level 3 line-item data, qualifying B2B card transactions for lower interchange rates. Most merchants save 30-60 basis points per transaction.
Heartland is one of the strongest processors for B2B Level 2/3 data enrichment. PaymentHub captures customer code, tax amount, freight, duty, and line-item detail from your ERP invoices and transmits this data with every qualifying Heartland transaction. This enables interchange downgrades from standard commercial rates to Level 2/3 rates, typically saving 0.50–1.00% per transaction. Combined with PaymentHub's ACH adoption tools and surcharge engine, total payment processing cost reductions of 15–25% are common for B2B organizations routing through Heartland.
Gateway Setup
Establish Heartland merchant account or connect existing Global Payments/Heartland account credentials
Configure Heartland API credentials in PaymentHub gateway settings with test/production mode toggle
Set up settlement file ingestion for automated reconciliation of Heartland batch settlements
Configure Level 2/3 data capture rules — map ERP invoice fields to Heartland enhanced data requirements
Define routing rules — which card types, amounts, or entities route through Heartland vs. other gateways
Execute test transactions across card types, verifying Level 2/3 data submission and ERP posting accuracy
Security & Compliance
PCI DSS Level 1 certified — Heartland handles all cardholder data with tokenization
Point-to-point encryption (P2PE) available for card-present environments
TLS 1.2+ encryption for all API communication between PaymentHub and Heartland
Heartland Secure tokenization eliminates stored card data from your environment
Ready to add Heartland (Global Payments) to your payment stack?
Get a personalized routing analysis that shows how PaymentHub orchestrates transactions across your gateways for maximum savings.
Other Payment Gateways
Authorize.Net
Keep your established Authorize.Net processing relationship while adding automated ERP posting, invoice-level reconciliation, and Level 2/3 interchange optimization through PaymentHub.
NMI
Leverage NMI's processor-agnostic gateway for maximum flexibility in processor selection while PaymentHub handles ERP posting, reconciliation, and fee optimization.
Chase Paymentech
Process payments through Chase Paymentech's enterprise bank-backed infrastructure while PaymentHub automates invoice matching, GL posting, and settlement reconciliation in your ERP.
Frequently Asked Questions -- Heartland (Global Payments)
Optimize every transaction across every gateway.
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